Homeowners Mortgage Enterprises, Inc.

Membership Open to Everyone in Anderson and Abbeville Counties

As a member, you have joined a community of individuals who have pooled their resources to make the concept of a financial cooperative a reality. When our members say "This is my credit union,"  they mean it.

Upstate Federal Credit Union is owned and democratically controlled by our members.  There are no out-side stockholders who benefit from our success at the expense of others.

After normal operating expenses, all of our net earnings are returned to our members in the form of higher savings rates, lower loan rates and new or improved services.


CUNA Mutual Group Online Service

Click here to access the MEMBERS Financial Network (MFN).

Lost or Stolen ATM or Visa Card?

To report a lost or stolen ATM or Visa Debit card call 1-800-472-3272.
Alert Me Credit Monitoring
Upstate Federal Credit Union is proud to offer credit monitoring service from Alert Me

Verified by Visa is the easy new way to enjoy added security for all your online Visa card purchases.
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Surcharge Free ATM Machines

Click here for Surcharge Free ATM Machines

Featuring

Need a New Car?

Go shopping for the vehicle you have been wanting to buy. Upstate Federal Credit Union has money to lend. Cars, Trucks, Boats, Campers, Motorcycles, whatever your dream, we can make it happen. Stop by any branch today and see one of our loan officers for more information. Loans are subject to credit worthiness.

Newest VISA Scam Alert

Another Visa scam is moving across the country. The caller says they are calling from the Security and Fraud Department at Visa and give you a badge number, telling you your card has been flagged for an unusual purchase pattern. The caller says he needs to verify you are in possession of your card. He will ask you to turn over your card and look for some numbers. There are 7 numbers on your card, the first 4 are part of your social security number and the last 3 numbers are the security numbers that verify you are the possessor of the card. The caller will ask you to read the last 3 numbers to him. Then he will say "that is correct". DO NOT GIVE THE 3 DIGIT PIN NUMBER TO HIM, INSTEAD TELL HIM YOU WILL CALL VISA DIRECTLY FOR VERIFICATION OF THEIR CONVERSATION. REMEMBER DO NOT GIVE ANY INFORMATION ON YOUR ACCOUNT OR DEBIT CARD OVER THE PHONE. IF YOU DID NOT MAKE THE CALL,HANG UP!

Theme Park Tickets are Here

Theme Park tickets have arrived. The tickets are available at any of our branch offices. The prices are as follows;

Six Flags $41.00 Carowinds $37.00

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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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