Homeowners Mortgage Enterprises, Inc.

First Mortgage Loans

Upstate Federal Credit Union in partnership with Homeowners Mortgage is now offering 1st Mortgage Loans. The process is so easy. You can apply online and have a preliminary approval within minutes. You may choose from a Conventional, FHA, or a VA loan. You can purchase a new home or refinance the one you already have. Even vacation and second homes qualify. We offer loans up to 97% of the value of the home and even a program with 5% down and no PMI (Private Mortgage Insurance). Need to learn more? Our specialized website will give you information on many things including Current Rates, How Much of a House You Can Afford, and Payment Amounts. Click here to apply or to get more information or you can call one of our loan officers that will gladly complete the application process for you. Why not let the credit union you already trust help you with one of the largest investments you’ll ever make?

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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
America's Credit Unions