SAVINGS RATES

Effective Date: 7/1/2017

Dividends are compounded and credited on a quarterly basis unless otherwise noted. The rate and fee schedule is part of your agreement with the credit union. Share rates are variable rates.

Average Balance
Dividend Rates
APY*
$100.00-$2,500.00
0.20
0.20
$2,500.01-$5,000.00
0.20
0.20
$5,000.01-$10,000.00
0.20
0.20
$10,000.01-$25,000.00
0.20
0.20
$25,000.01 or greater
0.20
0.20

This is applicable to Regular Share Savings, IRA Variable Share Accounts, Christmas Club Accounts, Vacation Club Accounts, and Insurance Club Accounts. Annual Percentage Yield is accurate as of 7/1/2017. Rates may change at any time without prior notice. Fees could reduce earnings on the account.

CHECKING RATES

Effective Date: 10/20/2016
A $100 minimum daily balance is required to avoid a $5.00 monthly service charge on the Checking Plus and Fresh Start Checking. Pays dividends on tier structure.

Premium Checking Account Rates

Average Balance
Dividend Rates
APY*
$100.00-$10,000.00
0.10
0.10
$10,000.01-$25,000.00
0.40
0.40
$25,000.01-$50,000.00
0.50
0.50
$50,00.01 or greater
0.60
0.60

A $10,000 minimum daily balance is required to avoid a $10.00 monthly service charge on the Premium Checking Account. Pays dividends on tier structure.

Checking PLUS and Freedom 55 Rates

Average Balance
Dividend Rates
APY*
$100-$2,499.99
0.05
0.05
$2,500.00-$4,999.99
0.05
0.05
$5,000.00-$9,999.99
0.05
0.05
$10,000.00 or greater
0.05
0.05

Money Market Account Rates

Average Balance
Dividend Rates
APY*
$0.00-$5,000.00
0.10
0.10
$5,000.01-$10,000.00
0.15
0.15
$10,000.01-$25,000.00
0.25
0.25
$25,000.01 or greater
0.30
0.30

A $1000 minimum daily balance is required to avoid a $5.00 monthly service charge on the Money Market Account. Pays dividends on tier structure.

Dividends are paid on the Checking Plus, Freedom 55 and the Money Market accounts. Other checking accounts do not pay dividends.

*Annual Percentage Yield. Annual Percentage Yield is accurate as of 10/20/2016. Rates may change at any time without prior notice. Fees could reduce earnings on the account.

CERTIFICATE RATES

Effective Date: 11/3/2017
A penalty is imposed for early withdrawal.

*Annual Percentage Yield. Annual Percentage Yield is accurate as of 11/3/2017. These rates may change at any time without prior notice. Fees could reduce earnings on the account.

Click here to view the fees charged for all accounts

Term Share Certificates (IRA and Non IRA)

Average Balance
Dividend Rates
APY*
3 Months
0.60
0.60
6 Months
0.70
0.70
12 Months
0.80
0.80
18 Months
1.25
1.26
24 Months
1.25
1.26
30 Months
1.25
1.26
36 Months
1.35
1.36
48 Months
1.65
1.66
60 Months
1.80
1.81

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