Proudly Serving Anderson & Abbeville Counties
Upstate Connection 24/7: 864.332.6372

Shares

Savings Rates

Effective Date: 1/7/2014
Dividends are compounded and credited on a quarterly basis unless otherwise noted. The rate and fee schedule is part of your agreement with the credit union. Share rates are variable rates.

  • Regular Share Savings
  • IRA Variable Share Accounts
  • Christmas Club Accounts
  • Vacation Club Accounts
  • Insurance Club Accounts
rates_share_2
Average BalanceDividend RatesAPY*
$100.00 - $2500.000.100.10
$2500.01 - $5000.000.100.10
$5000.01 - $10000.000.100.10
$10000.01 - $25000.000.100.10
$25000.01 +0.100.10

Average Balance Dividend Rates APY*
*Annual Percentage Yield. Annual Percentage Yield is accurate as of 1/7/2014. Rates may change at any time without prior notice. Fees could reduce earnings on the account.

Click here to view the fees charged for all accounts

Checking Rates

Effective Date: 1/7/2014
A $100 minimum daily balance is required to avoid a $5.00 monthly service charge on the Checking Plus and Fresh Start Checking. Pays dividends on tier structure.

Checking PLUS and Freedom 55 Rates
Average BalanceDividend RatesAPY*
$100 - $25000.050.05
$2500.01 - $5000.000.050.05
$5000.01 - $10000.000.050.05
$10000.01 - $25000.000.050.05
$25000.01 +0.050.05

A $10,000 minimum daily balance is required to avoid a $5.00 monthly service charge on the Premium Checking Account. Pays dividends on tier structure.

Premium Checking Account Rates
Average BalanceDividend RatesAPY*
$0 - $1000000
$10000.01 - $24999.990.200.20
$25000 - $49999.990.300.30
$50000 and up0.300.30

A $1000 minimum daily balance is required to avoid a $5.00 monthly service charge on the Money Market Account. Pays dividends on tier structure.

Money Market Account Rates
Average BalanceDividend RatesAPY*
Less than $50000.150.15
$5000.01 - $100000.150.15
$10000.01 - $250000.200.20
$25000 and up0.200.20

Dividends are paid on the Checking Plus, Freedom 55 and the Money Market accounts. Other checking accounts do not pay dividends.

*Annual Percentage Yield. Annual Percentage Yield is accurate as of 1/7/2014. Rates may change at any time without prior notice. Fees could reduce earnings on the account.

Certificate Rates

Effective Date: 1/7/2014

Term Share Certificates (IRA and Non IRA)
certificates_1
Average BalanceDividend RatesAPY*
3 Months0.300.30
6 Months0.400.40
12 Months0.500.50
18 Months0.600.60
24 Months0.650.65
30 Months0.650.65
36 Months0.950.95
48 Months1.001.00
60 Months1.151.16
A penalty is imposed for early withdrawal.

*Annual Percentage Yield. Annual Percentage Yield is accurate as of 1/7/2014. These rates may change at any time without prior notice. Fees could reduce earnings on the account.

Click here to view the fees charged for all accounts

Need to find something quick? Start here!

Enter a keyword or phrase in the field below & click the search button to get started.
© Copyright 2014, All Rights Reserved