Electronic Services


Online Banking

Enroll in Online Banking to monitor your account balances, review transactions, or transfer funds. You can view and print check copies, enroll in e-Statements & e-Notices, and so much more!


Bill Pay

With Upstate FCU’s Bill Pay you can pay any company or person you owe. You can also request and receive money from a person or group.

  • Pay anyone in the United States that you would normally pay by check, automatic debit, or cash. We send the money electronically whenever we can. If the person or company can't accept electronic payments, we print a check and mail it for you.

  • Review your payments and bills for the past 84 months in Activity. Also review requests you sent.

  • Transfer money from one account to another.

  • eBills: Save a trip to the mailbox or another website to get your bills. Some of your bills can be delivered right in Upstate FCU Bill Pay. You can view your eBills in Payment Center and pay them with a few simple clicks. You decide how much you want to pay and when you want to send the payment.

  • AutoPay: You can set up automatic payments to be sent according to a schedule you set. You can change or cancel AutoPay any time.


Zelle

Zelle is a convenient way to send money using your mobile banking app or online banking account. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes, and all you need is the recipient's email address or U.S. mobile phone number.


Mobile App & Mobile Deposits

Download our mobile app to monitor your account balances, transfer funds, review transactions, and deposit checks. It's fast, secure, convenient, and free!

Deposit Checks in to your account using our Mobile Banking App. It’s as easy as Tap, Snap, and Deposit. Tap the app, snap a picture of the front and back your check, and deposit the funds into your account.

Checks must be endorsed with your signature and also include the words “For UFCU Mobile Deposit Only”.
Check deposits are limited to $1,000 per check, up to $3,000 daily.


My Cards

Manage your debit card by using My Cards, located within your Upstate FCU Mobile Banking App. This feature allows you to define when, where, and how your card is used. You can turn your card “off” for purchases when you’re not using it, protecting yourself from attempted fraudulent transactions. You can also choose to receive alerts when your card is used. My Cards helps you control spending, allows you to review balances and transactions at any time, set timeframes for travel plans and, even allows you to report your card as lost or stolen if necessary