Now Offering Mobile Deposits!
We have just launched our newest product in order to make depositing checks even more convenient for you. Mobile Deposits are an extension of our Mobile Banking App — TouchBanking, where you can deposit checks into your account without ever having to make a trip into the branch.
Once you are logged into TouchBanking, you will see a new icon on the bottom labeled “Deposit”. This icon will guide you through snapping an image of both the front and back of your check as well as selecting the account to deposit the funds into. When capturing your images, make sure the check is inside the four corners of the frame and that all of the account information is visible. Then Tap, Snap, & Deposit!
Remember — you still need to sign the back of your check, but also be sure to write “For Mobile Deposit Only”.*
*Deposits may be rejected if not properly endorsed.
Construction is Underway at the New Anderson Branch
The Anderson Branch is relocating and under construction at 910 Whitehall Road right on the corner of Whitehall & McGee. Ride by and watch us grow!
Update to Daily Limits on ATM/Debit Cards
At Upstate Federal Credit Union, we make it our mission to always provide the best and most convenient member service possible. As part of this mission, we have made a few changes to the daily limits for ATM & Visa Debit Cards.
In the past, the daily limit for withdrawals at an ATM machine when using an ATM card was only $300.00. We have now increased this daily limit to $500.00. Also, for those using a Visa Debit card the daily limit for purchases made through the credit network (made without entering a PIN) was previously $1,500.00. This daily limit has been increased to $2,500.00 for your convenience.
Please note that the funds must be available in your account for transactions to be approved. We hope that these changes will benefit you moving forward. Thank you for being such a valued member of Upstate Federal Credit Union.
Recent Changes to Online Banking:
Our Online Banking experience has been revamped! We are excited to unveil these changes to our members. From a streamlined look to more customized features for the user, we are working to make your user experience even better.
Click here for detail
Let Us Finance Your New or Used Auto
Let us pre-approve you for a new or used auto loan. We can refinance your current auto loan. Rates are as low as 2.75% APY*. We may save you money or lower your current monthly payment. Plus, we can help our schools in Anderson County by sending 1.00% APY of the loan interest you pay over the term of your loan to the school of your choice. Just ask when you come in to get your new Auto Loan. *Loans are subject to credit worthiness
Membership Open to Everyone in Anderson and Abbeville Counties
As a member, you have joined a community of individuals who have pooled their resources to make the concept of a financial cooperative a reality. When our members say “This is my credit union,” they mean it.
Upstate Federal Credit Union is owned and democratically controlled by our members. There are no outside stockholders who benefit from our success at the expense of others.
After normal operating expenses, all of our net earnings are returned to our members in the form of higher savings rates, lower loan rates and new or improved services.