Proudly Serving Anderson & Abbeville Counties
Upstate Connection 24/7: 864.332.6372


We’re Open On Saturday At The Anderson Branch

The Anderson Branch at 910 Whitehall Road on the corner of Whitehall & McGee Roads is open on for business on Saturdays.

You can do transactions, cash checks, open an account, apply for a loan, buy movie tickets, & even theme park tickets!  We are 100% full service every Saturday from 9am – 1pm.

Another great service for you from Upstate Federal Credit Union.  Come see us on Saturday!

The Anderson Branch hours are as follows:

Monday-Thursday 8:00 am – 5:00 pm

Friday 8:00 am – 5:30 pm

Saturday 9:00 am – 1:00 pm.


New Branch

A New Website Look Coming Soon

A new updated website is coming soon.  You will find easy access to online banking right on the home page.  Easy tabs from the home page makes it fast and easy to find what you are looking for.  The navigation through the site is very easy.  We hope you will enjoy the new updated site coming soon.

eNotices are here!

Are you tired of receiving your account notices by mail? Would you rather have them in your hand the moment they are generated instead of having to wait for them to be delivered to you? We have the perfect solution–sign up for eNotices! Signing up for eNotices will allow you to receive your account notifications electronically. You will receive an email as soon as a new notice becomes available to you. Electronic delivery means faster and more secure delivery. Protect your mail, reduce paper usage and most importantly—stay informed about your account!

To sign up for eNotices, take the following steps:
1. Within Online Banking, select the Self Service tab
2. Under the “Additional Services” heading, select eNotices
3. You will be presented with the eNotice “Terms & Conditions”. Please review those carefully.
4. Once you’ve reviewed the terms and conditions, below them you will select the box for each type of notice you would like to receive electronically. Then click Agree (this is your agreement to the above terms and conditions).
5. You will then receive confirmation that you have access to eNotices.

You will receive an email each time you have a new notice. Simply log into Online Banking, select Self Services & then eNotices to view your available notices.

Please let us know if you have any questions, and as always–thank you for being such a valued member of Upstate FCU.

New Mobile App Is Out Now!

Currently we are in the process of rolling out our very own branded mobile app – Upstate FCU Mobile Banking.

If you currently use TouchBanking, our previous mobile banking service, you will be prompted to automatically update/download the new Upstate FCU Mobile Banking app the first time you login.  Once completed, you can delete the old TouchBanking app.  Your login ID & password will be the same as TouchBanking.

If you have never used a mobile banking service from us before, simply search the Google Play or App Store for ‘Upstate FCU’ and you will find us!  At first login, please make sure your login ID is 6 characters.  If you have the standard 5-digit member number, simply add a zero (0) before your member number.  For example, Member # 55555 will use the Login ID ‘055555’.

Upstate FCU Mobile Banking will allow you to utilize several fantastic and convenient features at the tip of your fingers.  With the mobile app,  you will be able to deposit checks to your account, transfer funds between your accounts, and now you will be able to utilize a new feature called Instant Balance.  Instant Balance allows you to see up to 6 of your accounts at a glance without ever having to login to Mobile Banking.  This feature will need to be manually turned on in order to be fully utilized.  You can find this feature in the ‘More’ section of the app.

Please feel free to use the Contact Us feature, e-mail us at, or call your local branch if you have any questions.

Thank you for being a part of Your Community Credit Union!


Now Offering Mobile Deposits!

We have just launched our newest product in order to make depositing checks even more convenient for you.  Mobile Deposits are an extension of our Mobile Banking App — Upstate FCU Mobile Banking, where you can deposit checks into your account without ever having to make a trip into the branch.

Once you are logged into Upstate FCU Mobile Banking, you will see a new icon on the bottom labeled “Deposit”.  This icon will guide you through snapping an image of both the front and back of your check as well as selecting the account to deposit the funds into.  When capturing your images, make sure the check is inside the four corners of the frame and that all of the account information is visible.  Then Tap, Snap, & Deposit!

Remember — you still need to sign the back of your check, but also be sure to write “For Mobile Deposit Only”.*
*Deposits may be rejected if not properly endorsed.

Tap, Snap, Deposit


Update to Daily Limits on ATM/Debit Cards

At Upstate Federal Credit Union, we make it our mission to always provide the best and most convenient member service possible. As part of this mission, we have made a few changes to the daily limits for ATM & Visa Debit Cards.

In the past, the daily limit for withdrawals at an ATM machine when using an ATM card was only $300.00. We have now increased this daily limit to $500.00. Also, for those using a Visa Debit card the daily limit for purchases made through the credit network (made without entering a PIN) was previously $1,500.00. This daily limit has been increased to $2,500.00 for your convenience.

Please note that the funds must be available in your account for transactions to be approved. We hope that these changes will benefit you moving forward. Thank you for being such a valued member of Upstate Federal Credit Union.

Recent Changes to Online Banking:

Our Online Banking experience has been revamped!  We are excited to unveil these changes to our members.  From a streamlined look to more customized features for the user, we are working to make your user experience even better.

Click here for detail

Let Us Finance Your New or Used Auto

Let us pre-approve you for a new or used auto loan.  We can refinance your current auto loan.  Rates are as low as 2.75% APY*.  We may save you money or lower your current monthly payment.  Plus, we can help our schools in Anderson County by sending 1.00% APY of the loan interest you pay over the term of your loan to the school of your choice.  Just ask when you come in to get your new Auto Loan.  *Loans are subject to credit worthiness

Membership Open to Everyone in Anderson and Abbeville Counties

As a member, you have joined a community of individuals who have pooled their resources to make the concept of a financial cooperative a reality. When our members say “This is my credit union,” they mean it.

Upstate Federal Credit Union is owned and democratically controlled by our members. There are no outside stockholders who benefit from our success at the expense of others.

After normal operating expenses, all of our net earnings are returned to our members in the form of higher savings rates, lower loan rates and new or improved services.

CUNA Mutual Group Online Service

Click to access the MEMBERS Financial Network (MFN).

Lost or Stolen ATM or Visa Card?

To report a lost or stolen ATM or Debit card call 1-800-472-3272.

Surcharge Free ATM Machines

Click here for Surcharge Free ATM Machines.
Verified by Visa is the easy new way to enjoy added security for all your online Visa card purchases. More Information

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Enter a keyword or phrase in the field below & click the search button to get started.

Lost or Stolen ATM or Visa Card?

To report a lost or stolen ATM or Debit card call 1-800-472-3272.
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