Share Rates


Savings Rates

Effective 10/5/2023

Declaration Date 9/5/2024

Average Balance
Dividend Rates
APY**
$100.00 - $2,499.99
0.25
0.25
$2,500.00 - $4,999.99
0.25
0.25
$5,000.00 - $9,999.99
0.25
0.25
$10,000.00 - $24,999.99
0.25
0.25
$25,000.00 or greater
0.25
0.25

Certificate Rates

Certificate types include Normal Term, Step Term, and IRA Term Certificates

Effective 11/12/2024

Declaration Date 10/9/2024

Minimum Required to Open for all types except Step: $500.00.

Unlike traditional certificates, Step certificates offer continuous and unlimited contributions in addition to no minimum opening balance. Step certificates are offered in 12, 18 or 24-month terms.

Other Withdrawals Prior to Maturity Subject to Penalty

Term
Dividend Rates
APY**
3 Months
2.72
2.75
6 Months
3.94
4.00
12 Months
3.70
3.75
18 Months
3.45
3.50
24 Months
3.20
3.24
30 Months
3.20
3.24
36 Months
2.75
2.78
48 Months
2.70
2.73
60 Months
2.70
2.73

Checking Plus Rates

Effective 12/5/2022

Declaration Date 6/13/2023

Average Balance
Dividend Rates
APY**
$100 - $2,499.99
0.01
0.01
$2,500.00 - $4,999.99
0.01
0.01
$5,000.00 - $9,999.99
0.01
0.01
$10,000.00 or greater
0.01
0.01

Freedom 55 Checking

Effective 12/5/2022

Declaration Date 6/13/2023

Average Balance
Dividend Rates
APY**
$100 - $2,499.99
0.01
0.01
$2,500.00 - $4,999.99
0.01
0.01
$5,000.00 - $9,999.99
0.01
0.01
$10,000.00 or greater
0.01
0.01

Premium Checking Rates

Effective 5/6/2024

Declaration Date 5/6/2024

Average Balance
Dividend Rates
APY**
$0.00 - $24,999.99
0.85
0.85
$25,000.00 - $49,999.99
1.10
1.11
$50,000.00 - $74,999.99
1.35
1.36
$75,000.00 - $99,999.99
1.41
1.42
$100,000.00 or greater
1.76
1.77

Money Market Rates

Effective 12/5/2022

Declaration Date 6/13/2023

Average Balance
Dividend Rates
APY**
$0.00 - $4,999.99
0.05
0.05
$5,000.00 - $9,999.99
0.10
0.10
$10,000.00 - $24,999.99
0.10
0.10
$25,000.00 or greater
0.15
0.15

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